HSA
Health Savings Account
Build stronger health and financial outcomes through an HSA designed to support saving, spending, and investing with confidence.
Get more from your HSA
with the #1 provider.
With 1 in 4 HSAs nationwide and 17.8M consumer-directed benefit accounts,1 HealthEquity delivers employers unmatched insights, smarter plan design, and lower costs and helps employees better save, spend and invest for health.
More than HSAs.
Your complete benefits solution.
With HealthEquity, your full benefits suite works together for simplicity, savings, and a truly cohesive experience.
17.8M
Total accounts
10.6M+
HSAs
100K+
Clients¹
FSA
Flexible Savings Account
Make it easy for employees to save on eligible healthcare expenses with pre-tax dollars through FSAs, including Limited Purpose FSAs.
DCFSA
Dependent Care Flexible Spending Account
Employees can set aside pre-tax dollars to pay for eligible dependent care expenses like daycare, preschool, and elder care.
HRA
Health Reimbursement Arrangement
Simplify member reimbursement with a flexible solution designed to work with other tax-advantaged health accounts.
HPA
Health Payment Account
Employer-sponsored benefit that splits eligible healthcare expenses into interest-and fee-free payment plans.
Commuter Benefits
Deliver commuter benefits that create meaningful value for your employees by reducing costs, simplifying access, and supporting long-term financial wellbeing.
LSA
Lifestyle Spending Account
Employer-funded, post-tax program that reimburses eligible expenses related to physical, emotional, social, and financial wellness.
COBRA
Simplify complex COBRA administration with a solution that manages everything end-to-end.
The future of HSAs.
Built on 20+ years of experience.
For over two decades HealthEquity HSAs have helped employers lower healthcare costs and employees live healthier, more financially secure lives.
Providing data-driven
expertise
20+Years of experience
Delivers smarter plan design and tailored strategies.
200+integrated network partners
Powering the HealthEqity ecosystem.
Delivering a best-in-class
member experience
Mobile-first experience
A seamless, mobile-first experience designed for speed and simplicity.
Award-winning AI tools
Our award winning AI-powered claims tool simplifies the claims process.²
Driving
healthcare affordability
20%Savings on benefits cost
Employers using our HSA strategies save up to 20% on benefit costs.³
$1,630 savings per employee
Top performing plans cut costs by 40% and save $1,630 per employee annually.⁴
Benefits built for you.
No matter who you are.
Employers
Employers
Empower your employees to achieve wellness today and long-term financial wellbeing tomorrow.
Learn about our solutions
Lower your healthcare costs and help employees secure their financial future.
Talk to salesTake a look at our solutions in action
Schedule a one-on-one discussion with one of our team members and get a walkthrough of our platform.
Schedule a demoIndividuals
Access your funds and find resources to help you make the most of your benefits.
Make the most of your healthcare dollars
Save, spend, and invest with a Health Savings Account (HSA) designed to help you take control of your healthcare costs, now and in the future.
Open an HSAMaximize your benefits
Learn how to make the most of your HSA and other employer-sponsored accounts with helpful tips and articles.
Visit Content LibraryBrokers
Simplify benefits and empower clients with our end-to-end benefits management.
Health Plans
Integrated benefits solutions to enhance your company’s existing health insurance offerings.
Your next win starts with HealthEquity.
Achieved 80% enrollment while saving $10.5M annually.
Read case study
The State of Louisiana boosted HSA enrollment by 20% in one year with a targeted, multi-channel education campaign.
Read case study
Implemented HPAs to make healthcare more affordable for employees.
Read case study1HealthEquity key metrics reported as of April 30, 2026 | 2Business Intelligence Group AI Excellence Award, 2025; Best in Biz Awards, 2025; Brandon Hall Excellence in Technology Awards, 2025. | 3Based on HealthEquity client case studies, 2025 | 4FinMed Partners research, 2026 | HSAs are never taxed at a federal income tax level when used appropriately for qualified medical expenses. Also, most states recognize HSA funds as tax-deductible with very few exceptions. Please consult a tax advisor regarding your state’s specific rules. | Investments are subject to risk, including the possible loss of the principal invested, and are not FDIC or NCUA insured, or guaranteed by HealthEquity, Inc. Investing through the HealthEquity investment platform is subject to the terms and conditions of the Health Savings Account Custodial Agreement and any applicable investment supplement. Investing may not be suitable for everyone and before making any investments, review the fund’s prospectus. In addition to restrictions imposed by law, your employer may limit what expenses are eligible for reimbursements. It is the members’ responsibility to ensure eligibility requirements as well as if they are eligible for the plan and expenses submitted.